Flippin Jays accepts cash, and all major credit/debit cards. Apple Pay is accepted, and some other digital payment forms may be accepted (please check with the store).

Lease to Own Purchase Options

Flippin Jays currently works with Progressive Leasing, SNAP Finance Leasing and Koalafi Lease-to-own financing. Click on the banner to apply with one or all companies. If approved, Flippin Jay’s will be notified, and you would then visit our store to select the item(s) of your choice to complete your order.

• Easy regular automated payments
• Early purchase options using 90-day program*
• What will I need to apply? The routing and account number for an active checking account. You must be 18 years or older with a valid social security number or ITIN and have a credit or debit card. Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
• The initial payment of $49 plus tax will be charged to your credit/debit card used on your application at signing (cash nor prepaid cards are accepted).

*Early Purchase Options: Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3- month option in CA). To purchase early call 877-898-1970. The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.

Received a denial? PLEASE Call Progressive Customer Service at 877-898-1970 to request an application overview for possible overturn.

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• High approval amounts, up to $7,500 for qualifying customers
• Flexible payment options with 12 to 24* month contracts (*for select customers), plus early purchase savings using a 100-day early purchase option**
• What will I need to apply? Photo ID, Social Security number or ITIN,  checking account* and routing number (*with debit/credit card) plus a $49 initial payment. Koalafi obtains information from credit bureaus. Not all applicants are approved. 
  • For Koalafi lease-to-own product, at the time of submitting an application, a temporary hold of $49 will be placed on your debit card. This will process as your initial payment at the time of signing. If you choose not to proceed, this hold will be released. Approvals are valid for 35 days, Pre-Approvals are valid for 14 days
• Credit Reporting: You may have an opportunity to build your credit by making on-time payments over the entire agreement term. Koalafi reports positive and negative payment history to multiple credit bureaus.

**Early Purchase Options: You can take advantage of the early purchase options by calling Koalafi at 844-937-8275 to set up additional payments within the promotional period. If you pay within this peroid then you will only owe the initial payment, purchase price, taxes & any associated fees as outlined in your lease agreement. You must make all payments on time to remain eligible for the promotional period.

• Received a denial? PLEASE Call Koalafi Customer Service at 844-937-8275 for an accurate overview of your application.

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• Approvals up to $5,000 (Avg approval is $3,000)
• Maximum term plans of 12-18 months, with Early Purchase discounts using their 100-day option
• What will I need to apply? Be 18 years or older, Monthly income of $750+, Social Security number or ITIN,  checking account* and routing number (*may need debit/credit card), valid email address and phone number .
• Processing Fee/Lease Charge of $39 will be added to your first payment (cash nor prepaid cards are accepted).
• *Early Purchase Options: You may acquire ownership early by making lease payments equal to the cash price, plus sales tax and a processing/lease charge. See your agreement for specific details. To purchase early call 877-557-3769 within first 100 days.
• *Received a denial? PLEASE Call SNAP Customer Service at 877-557-3769 for an accurate overview of your application.

Apply Now